Why Having Great Credit Matters
Society is becoming increasingly dependent on using credit to make purchases and decisions.
These days, good credit is used for more than just getting a credit card or a loan.
More and more businesses are making the case that you must have good credit before they extend products or services to you.
The Cost Of Bad Credit
Based on a $250,000 loan for 30 years
- Credit Score
- 720 & above
- 700-719
- 675-699
- 620-674
- 560-619
- 500-559
- Interest Rate
- 5.9%
- 6.3%
- 6.6%
- 7.6%
- 8.5%
- 9.4%
- Monthly Payment
- $1482.84
- $1547.43
- $1596.65
- $1765.19
- $1922.28
- $2083.92
- Interest Paid
- $533,822
- $557,074
- $574,794
- $634,468
- $692,020
- $750,211
- Monthly Saved Over 30 Years
- $216,389
- $196,137
- $175,417
- $114,783
- $62,020
- $0.00
How it works
Check
First, we analyze your credit reports and work with you to identify any questionable negative items hurting your score. We’ll build a custom game plan based on your unique situation.
Challenge
Next, we challenge the identified negatives with the bureaus and your creditors. If they can’t prove that the items are accurate, fair and substantiated, they are required by law to remove them.
Change
When a negative item is removed from your credit, we briefly celebrate (sometimes with cake). Then, we get back to work, tack- ling the other questionable items still on your reports.
Affiliate Partners
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Our Credit Repair Services
Repair
Your Past
We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.
Monitor
Your Present
24/7 Credit Monitoring & Alerts powered by TransUnion keep you aware of the changes and updates on your report, and provide customized information and advice about how those reported items affect your score.
Build
Your Future
Our customized tools, educational approach, and proven technology guide you through the tasks and action items you need to take in order to maintain a healthy score and work toward the restoration of your credit.